Watch Out for Inspection Red Flags

The three major areas to keep an eye on during a home inspection.

When you’re a buyer going in for a home inspection, there are certain minor issues you can expect to find in the property that shouldn’t put you off. However, there are also some major red flags to watch out for—issues that could cost you if they go unaddressed. Today I’ll discuss the top three red flags to watch out for on your home inspection report:

1. An old or worn roof. In Florida, we have what’s called a wind mitigation inspection (aka a four-point inspection) that should be done during your home inspection. During this process, the inspector will take a look at the roof to find out what condition it’s in based on the shingles. If the shingles are falling off or they look old and worn, they’ll go back through the property records to find out the last time a roof was put on the home. After that, they’ll determine if they need to tell the insurance company that the roof is at the end of its effective life. If it is, that’s a huge red flag; an old roof could cost you a super high insurance premium, or it could prevent you from getting insurance for it at all.

This is a seller’s market, so don’t get piddly about the small stuff.

2. Air conditioning unit. The closer you are to the ocean, the more rust and disrepair you can expect to see in your air conditioner, and once you get to the 10- or 15-year mark, they’re pretty much done. If the inspection report indicates that your AC has reached the end of its effective life, you can ask for a concession from the seller or negotiate the cost of the new unit. You can also get a home warranty that covers the unit just in case it kicks the bucket within a year or two of you purchasing the home. With the onset of inflation, the cost of pretty much everything these days has gone up, including commodities and labor, so get it taken care of quickly.

3. Mold and termites. There may be past termite damage in the home, but as long as the house has been treated and bonded against any further infestation, it should be fine. Also, be sure to get a mold test; Florida is a moisture-rich environment that’s conducive to mold growth. That test can add around $500 to the cost of your home inspection, but it’s worth it to find out if any toxic mold is growing on the property.

Remember that this is a seller’s market, so don’t get piddly about the small stuff. Instead, focus on these three key areas. 

If you have any questions about home inspections or things to watch out for, don’t hesitate to give us a call or send an email. We’re always here to add value to you.

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